RESPONSIVENESS · FLEXIBILITY · SPEED
Your bridge to financial success
A customer-focused microfinance institution expanding
access to responsible finance in Tanzania — for employees,
small businesses, groups and companies.
WHO WE SERVE
Finance for people and businesses that banks often leave behind
MSMEs
Entrepreneurs who need working capital, stock replenishment, daily operating funds and finance for growth.
Salaried employees
Eligible employees financing personal commitments, emergencies, vehicles and other approved needs.
Groups
Groups funding their members’ economic activities under clear group terms.
Corporate customers
Eligible companies with approved business and operational financing needs.
WHY AFRITAN
We are powered by three strengths
Responsiveness
We listen and act
Prompt communication, clear guidance and timely handling of every application and request.
Flexibility
Solutions that fit real needs
Financing structured around different incomes, business models and commitments — within prudent credit policy.
Speed
When timing matters
Simplified procedures and streamlined approval — without compromising due diligence or credit quality.
WHAT WE OFFER
Four loan categories
Each designed around a different kind of customer — and assessed on your real circumstances, cash flow and ability to repay.
Swipe to see all four →
CATEGORY A
Personal loans
Employee, car, emergency and salary-advance financing for eligible individuals.
CATEGORY B
Business loans
Working capital, inventory purchases and operating expenses for entrepreneurs and enterprises — assessed on your business activity, cash flow and repayment capacity.
CATEGORY C
Group loans
Finance for members’ economic activities, with clear group arrangements, member responsibilities and repayment terms.
CATEGORY D
Corporate loans
Tailored financing for companies, evaluated on financial position, purpose of borrowing, repayment capacity and security.
HOW TO APPLY
Four simple steps to your loan
Apply
Apply online or Visit our office at Skycity Mall. Tell us what you need and bring your supporting documents.
Assessment
A loan officer reviews your application and repayment capacity, and guides you on anything that is missing.
Approval & clear terms
We explain the interest, fees, repayment schedule and any security clearly before you sign.
Receive your funds
Once approved, your loan is disbursed and you repay on a schedule agreed with you.
ABOUT US
Your Bridge to financial success
Afritan Finance Limited is incorporated in Tanzania and licensed by the Bank of Tanzania as a Tier 2 Non-Deposit Taking Microfinance Service Provider in Mainland Tanzania, under Section 21 of the Microfinance Act, 2018.
We serve MSMEs, salaried employees, groups and underserved communities who find it hard to get finance from conventional banks. Timely finance can keep a business running, help an employee meet an important commitment, or help a group pursue shared goals — so we make it accessible through responsive service, flexible solutions and efficient processes, built on responsible lending.
BoT Licence No. MSP2-AB9 · Tier 2 Microfinance Service Provider
OUR VISION
To be a trusted and preferred microfinance partner in Tanzania, recognised for making responsible finance more accessible and enabling customers to progress with confidence.
OUR MISSION
To promote financial inclusion by delivering accessible, responsible and customer-centred financial solutions that support individuals, strengthen businesses and contribute to sustainable economic growth.
Our core values
Customer centricity
Understanding each customer’s circumstances and responding to genuine needs.
Responsiveness
Prompt communication, timely feedback and efficient handling of requests.
Flexibility
Considering cash flows, repayment capacity and suitable security.
Integrity & transparency
Clear, honest communication, confidentiality and fair treatment.
Accountability
Owning our decisions, service standards and commitments.
Financial inclusion
Opening access to finance for those underserved by conventional channels.
OUR COMMITMENT
Responsible lending
Financial inclusion works best when financing is affordable, transparent and responsibly managed.
- We assess repayment capacity and credit risk before lending
- We explain interest, fees, schedules and security terms clearly
- We treat every customer fairly and professionally
- We protect your information and keep it confidential
- We promote responsible borrowing and repayment
- We keep sound credit controls and comply with Tanzanian law